Financial Planning Tools & Calculators
Comprehensive suite of financial planning tools by Jeff Allen Fink, CFP®. Calculate retirement needs, mortgage payments, investment returns, tax implications, and estate planning strategies. Professional-grade calculators for informed financial decision-making with 16 years of financial planning expertise.
Loan Payoff Calculator
Estimate the true cost of a loan you may be considering, including monthly payments and total interest.
Home Affordability Calculator
Determine the maximum amount of financing you can expect for a home purchase.
Mortgage Refinancing Calculator
Analyze whether refinancing your mortgage makes financial sense.
Mortgage Acceleration Calculator
See how additional payments can help you pay off your mortgage faster.
Credit Card Debt Calculator
Calculate payoff time and total interest for credit card balances.
Lease Payment Calculator
Determine monthly payment and total cost of a vehicle lease.
Car Affordability Calculator
Calculate the maximum car price you can afford based on payment parameters.
Cost of Retirement Calculator
Estimate required retirement income and savings needed to achieve your goals.
Required Minimum Distributions
Calculate annual RMD from traditional IRA or retirement plan after age 73.
Impact of Inflation Calculator
Estimate future cost of items based on current price and expected inflation.
Early Distribution Calculator
Estimate amount remaining after taxes and penalties on early withdrawal.
Portfolio Lifespan Calculator
Estimate how long a retirement portfolio will last based on withdrawals.
Federal Income Tax Calculator
Estimate annual federal income tax liability for 2025 tax year.
Tax-Deferred Savings Calculator
Compare potential future value of tax-deferred vs. taxable investments.
IRA Eligibility Calculator
Determine eligibility for different types of IRAs and contribution limits.
Roth IRA Conversion Calculator
Analyze whether converting Traditional IRA to Roth IRA is beneficial.
College Funding Calculator
Estimate the cost of a child's education and required savings.
Savings Goals Calculator
Determine annual savings required to meet future financial goals.
Savings Accumulation Calculator
Estimate the future value of current savings with additional contributions.
Taxable Equivalent Yield Calculator
Calculate the yield needed from taxable investment to match tax-exempt yield.
Cash Flow Analysis Calculator
Comprehensive budgeting tool to analyze income vs. expenses.
Net Worth Calculator
Calculate net worth by summarizing all assets and liabilities.
Lifetime Earnings Calculator
Estimate total lifetime earnings based on current income and career trajectory.
Life Insurance Calculator
Estimate life insurance needed to produce sufficient income for your family.
Life Expectancy Calculator
Estimate life expectancy based on gender and current age for planning.
Long-Term Care Self-Insurance
Assess ability to afford nursing home care or long-term care services.
LTCI Cost of Waiting Calculator
Estimate potential cost of delaying long-term care insurance purchase.
Disability Income Insurance Calculator
Estimate need for income protection in event of disability.
Estate Taxes Calculator
Estimate federal estate tax liability and planning strategies.